Thursday, June 21, 2012
VOLATILE MARKETS
6:58 PM | 
Posted by
pensionfinancialservices |
“Fear tends to manifest itself much
more quickly than greed, so volatile markets tend to be on the downside. In up
markets, volatility tends to gradually decline”—Philip Roth
Uncertainty,
as much as fear, appears to be driving market volatility that springs, at least
in part, from tumultuous conditions in Europe.
There’s risk and opportunity alike—and also confusion on the part of some
investors about whether, or how, unsettling geopolitical events play into their
own retirement future.
Of course,
as the experts at Pension Parameters Financial Services, Inc. understand, the
issue often comes down to personal risk tolerance. Or, as PPI President Kevin
F. McCormack puts it, “retirement-plan decisions that cause investors to chronically
lose sleep over their portfolios were probably not a great idea in the first
place. What’s required is sound, prudent advice that makes financial sense for
the future, but also provides worry-free confidence and comfort for the
present. Dramatic market fluctuations are one thing, but reacting to them by
experiencing blood-pressure volatility only makes things worse.”
Similarly,
economic swings can provide vehicles to help you reach your retirement goals.
In real estate, it’s location, location, location. In retirement planning, one
possible option is diversity, diversity, diversity. One way to optimize your
portfolio is by “rebalancing” your assets. Pension Parameters can spell out for
you the most sensible strategies; the plusses but also the minuses.
Pension Parameters Financial Services, Inc.
28 West 44th Street
New York, NY 10036
Phone: (212) 675-9360 Fax: (212) 675-9363
New York, NY 10036
Phone: (212) 675-9360 Fax: (212) 675-9363
675 Line Road
Aberdeen, NJ 07747
Phone: (732) 583 -1313 Fax: (732) 583-6991
Labels:
market volatility; rebalancing
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1 comments:
From my experience the best investors are mature in their thinking and have realistic investment expectations. They measure their personal investment horizon in months and years - rather than weeks or days.Maria
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