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Monday, May 21, 2012

5 BIG RISKS TO YOUR RETIREMENT, PART 4—POSITION INVESTMENTS FOR GROWTH


The TV series calls it: deal or no deal. 
But the issue at hand in this next installment in an informative Fidelity series on “rules of thumb to help protect your savings and income” as it pertains to your portfolio’s investment strategies can be boiled down to this question: risk or no risk?

And if you choose the former, recognizing both the impact of volatility on the market and the ravages of inflation, just how much of a risk is prudent? The experts at Pension Parameters Financial Services,Inc. are available to break down the pros and cons of taking a conservative—or aggressive—approach, including possibly considering a more diversified portfolio that mixes stocks, bonds and investments.

As always, says Pension Parameters' President Kevin F. McCormack, “when you sift away all the complexities, charts and choices surrounding financial planning, the central fact for us is never what our clients have, but instead what they expect and need in retirement. Everything affecting a retirement plan that we discuss and design for them derives from that.”

The five-part series concludes later this week with a cautionary reminder: don’t withdraw too much from savings.

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